Question: How Long Is The Life And Health Exam?

How many questions are on the Texas Life and Health Insurance Exam?

150 questionsThe Texas General Lines Life, Annuities, and Health exam has 150 questions.

The break down is 100 scoreable + 15 pretest questions on national/general content and 35 scoreable + 5 pretest questions on Texas state specific content..

How much does life and health license cost?

If you wish to get your Property & Casualty AND your Life, Accident, & Health licenses, you will need to apply for each license separately, and pay the $170 fee each time.

What score do you need to pass the insurance exam?

70%Pass Rates and Recommended Study Time Nevertheless, the passing score for all exams is 70%, and utilizing exam study tools can help you gauge whether or not you are on target to pass on the first try. The average exam-taker should expect to spend about 35 to 40 hours studying to pass the life and health insurance exam.

How many questions is the health insurance exam?

150 questionsThere are 150 questions in total, and you will have two and a half hours to complete the exam. Immediately after you finish the test, you will know your results.

How many times can you take the life insurance exam?

You can take the exam three times in one year. If you fail it all three times, you will have to complete prelicensing education again before you can take it for a fourth time the following year.

How many hours a week does an insurance agent work?

Some sales agents meet with clients during business hours and then spend evenings doing paperwork and preparing presentations to prospective clients. Most agents work full time and some work more than 40 hours per week.

How do I pass the insurance agent exam?

How to Pass the Property and Casualty ExamStart Studying Early/Set a Study Calendar. The average insurance exam-taker should expect to spend about 35 to 40 hours studying to pass the Property and Casualty exam. … Focus on the State Exam Outline. … Remove Distractions. … Utilize Practice Exams. … Take an Exam Prep Course.

What disqualifies you from getting an insurance license?

In a Government Accountability Office report, California officials disclosed to federal researchers that criminals convicted of drug possession, forgery, DUI, grand theft, battery, and other crimes have been blocked from obtaining licenses due to fingerprinting as a part of the background check process.

Is it easy to sell life insurance?

Selling life insurance is a tough way to make a living and an even more difficult way to sustain a lucrative, long-lasting career. … The difficulties facing new life insurance agents are great in number. The pay is usually straight commission.

What is on the life and health insurance exam?

You will be tested in topics that include HMOs (health maintenance organizations), and health insurance tax issues; annuities and annuity policy tax issues; life insurance plans and general knowledge about the subject; health insurance, dental coverage, medical plans, and more.

Is the Life and Health Insurance Exam multiple choice?

The questions on the Life and Health Insurance exam will be in three different multiple-choice formats: direct question, incomplete sentence, and “all of the following except.” Each question will have four possible answers from which the candidate must choose.

What is the most profitable insurance to sell?

The Most Profitable Insurance to SellIt should not come as a big surprise that auto insurance is the best selling and most profitable insurance product. … Property or home insurance typically covers anything that can pose a risk to your clients’ property like theft, flood, fire, and inclement weather.More items…

Which insurance license makes the most money?

The sales commission life insurance agents might earn in the first year if they are on a commission-only salary; that’s the highest commission for any type of insurance.

How many questions are on the Life Only insurance exam?

Examinations: Time Limit and Number of QuestionsExamination TypeTime AllowedNumber of QuestionsLife, Accident and Health Agent3 hours150Life-Only Agent1.5 hours75Accident and Health Agent1.5 hours75Life & Disability Analyst3.5 hours12510 more rows

What happens if you fail life insurance exam?

What happens if you fail a life insurance medical exam? As we mentioned before, life insurance medical exams are not exactly pass/fail tests, and instead lead to an insurance company giving you a health rating which affects the price of your monthly premium.

How hard is the health and life insurance exam?

Though it may seem somewhat overwhelming at first, preparing for and taking the state health and life insurance exam is NOT that difficult. In fact, most agents who take the exam admit that it was easier than they imagined.

How much money does a health insurance agent make?

According to that data from the Bureau of Labor Statistics: The median annual wage for insurance agents was $48,150. The highest paid 10% of insurance agents earned more than $116,940 annually. The lowest paid 10% of insurance agents earned less than $26,120 annually.

Is health insurance agent a good job?

Due to the low barriers of entry, insurance sales is a good career choice for people who are transitioning into a new career following a major life change. It only takes a few weeks or months to study for the state licensing exam, pass the exam, and start selling insurance.

Can you take your insurance exam online?

In all of our research, we’ve found a free practice insurance exam that you can take online. This test is provided by CompuCram. … If you need more than 10 questions, your pre-license education course should include a practice exam as well.

How much does ExamFX cost?

About ExamFX The cost to attend ExamFX ranges from $10 to $1,000 depending on the qualification, with a median cost of $198. When asked how they paid for their training, most reviewers responded, “I paid for it myself”.